Legislation applicable to Consumer Protection 

Legislation relevant to the Central Bank of Ireland's role in relation to the protection of consumers of financial services is listed below:

Acts

• Central Bank Act 1942
• Central Bank Act 1961 
• Central Bank Act 1964
• Central Bank Act 1971 
• Central Bank Act 1989
• Central Bank Act 1997
• Central Bank Act 1998 
• Building Societies Act 1989 
• Consumer Credit Act 1995
• Investment Intermediaries Act 1995
• Stock Exchange Act 1995
• Central Bank and Financial Services Authority Act 2003 
• Central Bank and Financial Services Authority Act 2004
• Markets in Financial Instruments and Miscellaneous Provisions Act 2007       
•  Assurance Companies Act 1909 (not available on the Irish Statutue Book) 
• Insurance Act 1936
• Insurance (Amendment) Act 1938
• Insurance Act 1953
• Insurance Act 1961
• Insurance Act 1964
• Insurance Act 1969
• Insurance Act 1971
• Insurance (Amendment) Act 1978
• Insurance Act 1981
• Insurance Act 1983 
• Insurance Act (No. 2) Act 1983
• Insurance Act 1989
• Insurance Act 1990
• Insurance Act 2000

Directions issued under the Consumer Credit Act, 1995

•  Direction issued by the Office of the Director of Consumer Affairs under Section 135(1) of the Consumer Credit Act, 1995 effective 24 March 1997
• Direction issued by the Financial Regulator under Section 135(1) of the Consumer Credit Act, 1995 effective 1 January 2007

Statutory Instruments  

• S.I. No. 15 of 2001 Life Assurance (Provision of Information) Regulations 2001 
• S.I. No 853 of 2004 European Communities (Distance Marketing of Consumer Financial Services) Regulations 2004   
• S.I. No 13 of 2005 European Communities (Insurance Mediation) Regulations 2005  
•  S.I. No 74 of 2007 Non-Life Insurance (Provision of Information)(Renewal of Policy of Insurance) Regulations 
• Important Note on Regulation 5(1) of S.I. No 74 of 2007 Non-Life Insurance (Provision of Information)(Renewal of Policy of Insurance) Regulations
• S.I. No 281 of 2010 European Communities (Consumer Credit Agreements) Regulations 2010
• S.I. No. 183 of 2011 - European Communities (Electronic Money) Regulations 2011
• S.I No.383 of 2009 European Communities (Payment Services) Requlations 2009