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Qualifications 

The following qualifications meet the Minimum Competency Requirements for Retail Financial Products.  Unless otherwise stated, these qualifications are recognised for Minimum Competency Requirements purposes with effect from 1 January 2007:

Category of Retail Financial Product

Qualifications which are deemed to meet current Minimum Competency Requirements

Life Assurance Protection Policies

  • Qualified Financial Adviser (Institute of Bankers School of Professional Finance, LIA and The Insurance Institute of Ireland)
  • Certified Insurance Practitioner plus Bridge Examination in Life Assurance Protection Policies (The Insurance Institute of Ireland)
  • Member, Associate or Fellow of the Irish Institute of Pensions Managers (post 2006 syllabus)

General Insurance Policies

  • Certified Insurance Practitioner (The Insurance Institute of Ireland)
  • Qualified Financial Adviser plus Professional Certificate in General Insurance (Institute of Bankers School of Professional Finance, LIA and The Insurance Institute of Ireland) - for personal lines general insurance only
  • Associate or Fellow of the Chartered Insurance Institute
  • Diploma in Private Medical Insurance (The Insurance Institute of Ireland, approved 22 January 2009) - for private medical insurance only
  • Certificate in Private Medical Insurance (The Insurance Institute of Ireland) - for private medical insurance only (only for individuals holding the QFA or grandfathered for other forms of insurance) 
Shares, Bonds and other Investment Instruments
  • Qualified Financial Adviser (Institute of Bankers School of Professional Finance, LIA and The Insurance Institute of Ireland)
  • Professional Certificate in Stockbroking or Registered Stockbroker (Institute of Bankers School of Professional Finance)
  • Member, Associate or Fellow of the Irish Institute of Pensions Managers (post 2006 syllabus)
Savings, Investment and Pension Products
  • Qualified Financial Adviser (Institute of Bankers School of Professional Finance, LIA and The Insurance Institute of Ireland)
  • Member, Associate or Fellow of the Irish Institute of Pensions Managers (post 2006 syllabus) 
  • Professional Certificate in Stockbroking or Registered Stockbroker plus Professional Certificate in Pensions (Institute of Bankers School of Professional Finance, approved 6 September 2007)
Housing Loans, Home Reversion Agreements and Associated Insurances
  • Qualified Financial Adviser (Institute of Bankers School of Professional Finance, LIA and The Insurance Institute of Ireland)
  • Professional Certificate in Mortgage Practice (Institute of Bankers School of Professional Finance and LIA)
Consumer Credit and Associated Insurances
  • Qualified Financial Adviser (Institute of Bankers School of Professional Finance, LIA and the Insurance Institute of Ireland)
  • Professional Certificate in Consumer Credit (Institute of Bankers School of Professional Finance)
Credit Unions Additional Qualifications recognised by the Financial Regulator
Credit Union acting as an insurance intermediary
  • Credit Union Adviser (LIA and Credit Union Development Association, approved 24 July 2009)
  • Advanced Certificate in Credit Union Practice (University of Ulster and Irish League of Credit Unions, approved 2 September 2009)
    

Additional qualifications recognised by the Financial Regulator for specified accredited individuals:

 Category of Specified Activity  Additional Qualifications recognised by the Financial Regulator
Being involved in the decision-making process in relation to claims or assisting consumers in the administration or performance of claims arising under contracts of life assurance
  • Associate or Fellow of the Chartered Insurance Institute
  • Diploma in Life and Disability Underwriting (The Insurance Institute of Ireland)
  • Diploma in Life and Disability Claims (The Insurance Institute of Ireland)
  • Solicitor Member of the Law Society of Ireland
  • Barrister-at-Law called to the Bar of Ireland
Being involved in the decision-making process in relation to claims or assisting consumers in the administration or performance of claims arising under contracts of general insurance
  • Associate or Fellow of the Chartered Institute of Loss Adjusters
  • Solicitor Member of the Law Society of Ireland
  • Barrister-at-Law called to the Bar of Ireland
  • Diploma in Loss Adjusting (The Insurance Institute of Ireland, approved 8 November 2007)
Acting on behalf of a regulated firm in adjucating on any complaint communicated to that provider by a consumer which relates to advice about a retail financial product given to that consumer or the arranging of a retail financial product for that consumer by an individual for or on behalf of that provider
  • Licentiate of the Association of Compliance Officers in Ireland
  • Solicitor Member of the Law Society of Ireland
  • Barrister-at-Law called to the Bar of Ireland
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